For elders, for Schengen files and for long trips, this is the difference between an inconvenience and a crisis.
Travel insurance is not a formality to tick off. We go through what a policy pays for, what it will not, and which plan suits the age and the destination.
Age, destination and trip length change which plan makes sense — one size does not fit.
Cover that meets consulate requirements, issued in time for your submission.
Including options that consider pre-existing conditions, explained honestly.
If something goes wrong abroad, we help assemble the claim paperwork.
Not legally, no. But hospital bills, cancelled flights and lost baggage do not stay inside state borders — for hill and adventure trips especially, a small premium buys a lot of quiet.
For Schengen countries, yes — a policy meeting the consulate's minimum cover must be submitted with the file. Several other countries require it too, and we will tell you when yours does.
Yes. Premiums rise with age and some conditions carry sub-limits, but cover is available well past seventy. We compare the plans and explain where each one draws its line.
We arrange currency and forex cards before departure at the rate of the day, and advise on how much to carry as cash against card.
